How to Get Fetch Pet Insurance Online and By Phone?

Pet emergencies are tough. I found that out when my cat, Oreo, ate a fluffy toy. That trip to the vet cost us $1,500. After that, I knew I had to figure out how to get Fetch Pet Insurance before something worse happened.

Fetch stood out to me because it covers both cats and dogs. It pays up to 90% of vet bills. You can choose any vet, and they even cover dental issues. I liked that you could add routine care, too. Some people say the cost can go up later, but most seem happy with how fast the app handles claims.

If you’re wondering how to get Fetch Pet Insurance, I’ve broken it down for you. I’ll walk you through what you need, how to sign up, and what to expect. Keep reading, and you’ll be ready to cover your pet without all the stress.

How to Get Fetch Pet Insurance?

Signing up for Fetch Pet Insurance is straightforward and mostly done online. You can also do it on the phone! Here’s the step-by-step process to get started.

How to Get Fetch Pet Insurance Online?

You can get a policy online in minutes. Here’s a quick step-by-step guide to help you sign up on your computer:

1: Visit the Fetch Pet Insurance website. Click the Get Your Price button on the homepage to begin.

2: Write your pet’s name. Say if it is a dog or a cat. Share the breed. Add the age.

3: Input your ZIP code. Premiums vary by location, so this helps Fetch calculate your cost.

4: Enter your Email ID. Now, hit the Get My Quote button. If you’re an AARP member, add your membership number. This unlocks a 10% discount on premiums for life.

5: Choose your coverage options. Choose a deductible. Then select a reimbursement rate.

6: Consider adding a Wellness plan. Options like Essentials, Advantage, or Prime cover routine care like vaccines or dental cleanings.

7: Review your quote. Fetch shows your monthly premium based on your choices.

8: Provide pet health details. Confirm if your pet has had a vet exam in the last 12 months or schedule one within 30 days of enrollment to waive certain waiting periods.

9: Enter payment information. Use a credit or debit card to set up monthly payments.

10: Submit your application. You’ll get a confirmation email with your policy details and effective date.

11: Schedule a vet exam if needed. Pets under 6 need an exam within 12 months before or 30 days after enrollment. Pets 6 and under need one within 30 days before or after.

12: Download the Fetch app. Use it to submit claims, track deductibles, and manage your policy.

Note: The app sometimes crashes during uploads. If that happens, switch to a laptop. The website worked fine for me. Hopefully, it will for you, too. Fingers crossed!

How to Get Fetch Pet Insurance on the Phone?

You can also call their team for help. It’s good if you want to ask questions or avoid tech issues. Here’s how:

1: Call the Fetch sales number at 1.866.984.0104. You can reach them Monday to Friday, from 8 AM to 9 PM EST. On Saturday, call between 9 AM and 7 PM EST.

2: Share pet details. Tell the rep your pet’s name, breed, age, and type (dog or cat).

4: Give your ZIP code. This sets your premium based on your area.

5: Mention AARP membership. If you have one, it gets you a 10% discount.

6: Pick your plan. Choose a deductible, reimbursement rate, and coverage limit. Ask about wellness plans.

7: Provide your info. Share your name, address, email, and payment details.

8: Arrange vet records. Send records from the past 12 months or confirm a vet exam within 30 days.

9: Get confirmation. Ask for an email with your policy details.

Like most sales teams, their phone reps might try to upsell. Be clear about what you need to keep things simple. And do not call their service number at 1.866.467.3875. They will send you back to the sales team. That will waste your time and make you wait longer.

Also, read How to Get Petco Vital Care Membership

What You Need to Get Fetch Pet Insurance?

Before you start, gather a few things to make signing up smooth. Based on Fetch’s website and user feedback, here’s what you’ll need:

• Pet details. Know your pet’s age, breed, and whether they’re a dog or cat. Fetch covers pets 6 weeks and older.

• Your info. Have your name, address, ZIP code, and email ready. Your location affects the premium.

• Vet records. Fetch requires medical records from the past 12 months or a vet exam within 30 days of signing up. This checks for pre-existing conditions.

• Payment method. You’ll need a credit card or bank info for direct deposit. Premiums average $35/month for dogs, $20/month for cats.

• AARP membership (optional). If you’re an AARP member, your number gets you a 10% discount.

Fetch Pet Insurance Plans and Benefits

Fetch offers one main accident and illness plan, customizable to fit your budget. You can add a Wellness plan for routine care. Here’s what you get, per Fetch’s site and Forbes:

The accident and illness plan covers unexpected issues like broken bones, cancer, or dental injuries. It pays for exam fees. These fees can be between $50 and $250 for each visit. It also pays for visits to specialists. Therapies like acupuncture are covered, too.

You can pick yearly coverage of $5,000, $10,000, or $15,000. Deductibles start at $250 and go up to $2,500. It pays back up to 90% of the costs.

The plan also offers extras. You get up to $1,000 for pet boarding if you stay in the hospital for four days or more. It also helps cover costs if your pet gets lost or stolen.

Wellness plans (Essentials, Advantage, Prime) cover preventive care. Essentials include vaccines and dental cleanings. Advantage adds microchipping. Prime offers higher reimbursements and extra features like activity monitors. Costs range from $15.33 to $37.93 monthly.

Fetch covers dogs and cats 6 weeks and older with no upper age limit. Enrolling young pets maximizes coverage by avoiding pre-existing conditions.

Claims are easy to file via the Fetch app or website. Upload your paid vet invoice and medical records, and get reimbursed in as little as two days with direct deposit.

Also, read How to Subscribe to Care.com Membership

Wrapping Up

Learning how to get Fetch Pet Insurance could actually help you avoid those big surprises. Oreo’s toy-eating stunt cost me a lot of money, and I don’t want that to happen to you. The coverage is pretty good, but prices can go up, and some claims might get denied. Look at all your options, save your records, and you can keep your pet safe without spending too much. You’ve got this.

Frequently Asked Questions