YourScoreAndMore

How To Cancel YourScoreAndMore Membership?

You might have subscribed to their services for credit score and financial analysis and now when you come to know about the worthless features they provide, you are looking for ways to cancel YourScoreAndMore membership. There have been more apps like YourScoreAndMore than there are banks, every among them promises valid and right reports and I have never seen reports of two such different apps matching. 

YourScoreAndMore is an app that functions on a membership basis and provides a service that offers credit monitoring and reporting. It includes services no different from other such apps like Credit reports and scores, Monitoring, and Identity theft protection. When I have been researching their services and other features, I hardly came around any positive feedback and there have been people yelling at them everywhere.

No worries, I won’t let you reach the limit to yell and before that will provide you with simple and easy ways to get rid of them and move ahead. Before you start to cancel, make sure you go through the important Know Before points mentioned below and understand them to conduct the process hassle-free. In case you are unsatisfied with their services, then I have mentioned some alternatives to YourScoreAndMore, towards the end of this post.

Know Before Canceling YourScoreAndMore Membership

Go through the important pointers mentioned below to effectively understand the consequences of canceling YourScoreAndMore and the whole procedure. I would suggest you read these points and ensure a smooth cancellation process for your YourScoreAndMore membership;

  • Commitment Period: There is a chance that there is a minimum commitment period before you are allowed to cancel without a fee. I would suggest you check the terms and conditions on their website and understand them. 
  • Terms and Conditions: You must review all the terms and conditions on their website. This document is readily available under the FAQ section and should outline cancellation procedures, minimum commitment periods (if any), and other important details pertaining to your membership and cancellation.
  • Cancellation Window: Even if your minimum commitment period is over then you might need to submit your cancellation request before a specific date (e.g., 5 days) to avoid being charged for the next month. Try contacting YourScoreAndMore customer support and understanding the prerequisites.
  • Get Proof: It hardly matters which method you use for canceling the subscription, make sure you get a confirmation email or ticket reference number for your cancellation request and save it as proof in case of any issues like recurring charges or auto-renewals after cancelation.
  • No Refunds: You must understand and remember that you won’t be able to use any of your remaining membership benefits like discounts, or identity theft insurance if applicable, after you have canceled your membership.

Also, read How To Cancel GMB Membership?

YourScoreAndMore Membership Plans And Charges

YourScoreAndMore provides only a single membership plan, so there is no chance to downgrade the services, hence only cancellation is the solution to your problem.

  • Trial period: They offer a 7-day trial for $1.
  • Monthly fee: After the trial period is over, the membership automatically renews at $39.94 per month.

How To Cancel YourScoreAndMore Membership?

Some reviewers have complained about facing difficulty canceling the services from YourScoreAndMore after the trial period. I would again suggest you read the terms of service carefully and the above-mentioned pointers and understand how to cancel before signing up.

There are a few different ways to cancel the membership which I have discussed below in simple steps for you to understand easily and apply quickly. Let’s start one by one.

How To Cancel YourScoreAndMore Membership Over The Phone?

This one is an easy method to put forward your request. Before you call them to make sure you have your account information readily available. Information and entails required are, your membership ID, the name listed on the account, and other general information.

Follow the simple steps below to cancel your subscription over a phone call.

  1. Dial Clear at +1 (888) 3i87-0890 from your registered mobile number.
  2. Put forward your concern once you get connected to a representative that you wish to cancel your subscription with them.
  3. Make sure you remember all your membership details or account information. Provide all the required details. 
  4. Cross-verify with the customer service agent that your membership has been canceled/processed before you finish the call. Ask for a confirmation message for your request for any future correspondence.

Note:- Remember that customer support is available only between 6 a.m. and 6 p.m. PST on weekdays (Monday to Friday) and between 9 a.m. and 5 p.m. PST on weekends (Saturday and Sunday), make sure you plan to call them accordingly. 

Also, read How To Cancel StockX Order?

How To Cancel YourScoreAndMore Membership Via Email?

This is another quick and simple method to get things done, Let understand below how to execute this effectively;

To cancel your YourScoreAndMore through Email, you need to follow these steps. 

  1. Draft the email from your registered email ID.
  2. Mention in the subject line “Cancel subscription”. This ensures that request is next forwarded to the concerned department for quick procession.
  3. Mention your concern about canceling and also support it with a simple and valid reason. Include important details like your name, billing address, subscription details, etc. 
  4. You may also mention a receipt confirmation email and then send it to support@YourScoreAndMore.com.

How To Cancel YourScoreAndMore Membership Through DoNotPay? 

If you don’t want to get involved in any of the processes mentioned above and are confused because of the complexities then another option for you is to use a third-party service like DoNotPay to do it on your behalf. Don’t be confused, yes it’s possible for DoNotPay to cancel many of your subscriptions and memberships on request. Let’s understand the steps involved to guide you through the process; 

  1. Go to the official website of DoNotPay.
  2. There, you will see the “Find Hidden Money” option, click on that. 
  3. Next, you will have to enter YourScoreAndMore as the company that you want to unsubscribe from and then submit it. 
  4. DoNotPay will take your request into consideration and put the cancellation in process. 
  5. You will receive confirmation about the cancellation in the next 48 hours.

Note:- DoNotPay doesn’t ideally take more than 48 hours to terminate your membership and subscription requests.  

Is There A Free Trial On YourScoreAndMore?

The trial offered is not exactly a completely free trial on YourScoreAndMore, and it lasts for the first seven days only and for which you will be charged a trial fee of $1.00, which is quite a small amount, but again the trial is not free.

One thing that I found quite common in many who are asking to cancel is that they have been searching for something related to loans and credit when they were prompted to click on this app’s link and later they agreed to a free trial and succumbed. These apps are worthless and can only trap people apart from genuinely selling their services.

Also, read How To Cancel FYE Membership?

Alternatives To StockX

While many are not satisfied with the type of these services and looking for a way out, at the same time many are also looking forward to keeping such services but altogether from a different service provider. Read the alternatives mentioned below;

  • AnnualCreditReport.com: As per the law, you can get a free credit report from the three major credit bureaus (Equifax, Experian, and TransUnion) every year at AnnualCreditReport.com. It’s not only free, it’s also the most secure way to access your official credit report.
  • Banks and Credit Card Companies: Your bank and credit card provider offer free credit monitoring as a perk to all account holders. Check for this option on your online banking or on your credit card statement, try reaching out to customer support to understand and avail.

Additional Considerations:

  • Free vs Paid Services: While AnnualCreditReport.com along with your bank provides free credit reports, there are still some services with many additional features (like credit score monitoring or alerts) and for that add-ons and an enlarged and detailed report they might charge a fee.
  • Credit Monitoring: You must understand that the free credit reports generally offer a snapshot of your credit information and that too only at a specific point in time. You shall consider a service that monitors your credit report for any unexpected or crucial changes and instantly alerts you of any suspicious activity.

Also, read How To Cancel Optimum Service?

Conclusion

I don’t find any such app or service worth it. I consider my bank and the services provided as to be true and trustworthy. Many reports I have come across suggest that many of these apps are built to collect your financial data and then sell it to potential buyers who further will call you 10 times a day to sell their services. Make sure you only use some trusted services which are particularly concerned with your finances and money. Hope this guide has helped you to get what you have been looking for.

Frequently Asked Questions

How Do I Cancel My Credit Card Membership?

Start by redeeming any unused rewards before canceling.
Pay off or down all of your credit accounts and not just that of the account you’re canceling.
Call your credit card issuer (or check online) to confirm your balance is $0.
Contact your credit card issuer to cancel your account.

Can I Cancel A Subscription Through My Bank?

Most banks allow you to sign in to your account online or through your bank’s mobile app to request a stop payment. Find a tab that may say “Bill Pay” or “Pay My Bills.” Here you’ll be able to edit or cancel any scheduled payments you have. Select the payment you want to modify and apply the changes.

How Do I Stop Subscription Payments?

Call and write to the company. Call the company and tell them you are taking away your permission for the company to take automatic payments out of your bank account. The company’s customer service should be able to help you, and there might be an online form you can use. Then, follow up by writing a letter or an e-mail.

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