How To Cancel ViewFreeScore Membership?

Monitoring our credit scores and keeping track of expenses is always good and for that purpose, there are services like ViewFreeScore which help us by prompting and notifying us with reports, scores, and analysis of our credits. But sometimes such services peep in our personnel expenses like an annoying girlfriend, maybe ditching her is tough, but canceling such services is quite easy. Post that, there will be no recurring notifications and calls about things that we already know.

I recently applied for my PF withdrawal which was lying there for a long time. After a few days of my application, I received calls from various banks that I might need a credit card or a loan. I got the idea where it was coming from and canceled my ViewFreeScore subscription. There are also insights that such service providers sell our data to banks and other finance institutes for any potential conversions. 

This guide will help you get rid of such annoying calls and notifications by helping you cancel the ViewFreeScore membership. Read through and understand the simple method explained and before that make sure you read the important points mentioned before you proceed towards cancelation. Towards the end, I have also included some alternatives to ViewFreeScore if you are thinking of switching.

ViewFreeScore Membership Plans and Charges

You have often seen advertising  a free credit report and score, but let me explain to you the myth behind it:

• It’s a 7-day trial membership.
• After the trial, they charge $29.95 monthly unless you cancel within 7 days.
• There’s also a $1 processing fee, which might be refundable.

Hence, you must understand their terms and conditions by carefully reviewing them, before you sign up. This happens when we check the “I agree”  in the last part of the agreement while we install apps or use the website. Whenever you avail of financial services or any other subscription on trial, you must read the agreement to avoid unwanted charges.

Also, read How To Cancel AG1 Subscription?

Points to Remember Before You Cancel ViewFreeScore Membership

I have formed some pointers in the list below, to help you know what to understand and  remember before you cancel your ViewFreeScore membership:

Cancellation Process:

• Phone Call Required: Remember that currently, ViewFreeScore doesn’t offer any online mode for the process to cancel the subscription, if you have read it somewhere and following their process, stop it, it could be a potential spam. You’ll have to call their customer service number at 866-460-2315.

• Clear Information: Make sure that you provide the right information and a valid reason for canceling the subscription. Be clear with your intention for the early and right procession of the request.

• Confirmation: You shall ask for the confirmation receipt of your cancellation request and get a reference number or email verification. This will help you in future correspondence.

Billing:

• Trial Period: Ask and understand when your 7-day trial ends to avoid getting charged. You can mark it on your calendar or set an alarm if needed.
• Prorated Charges: remember to ask and understand the cancelation policy and if there are any charges. Sometimes there might be prorated fees which depend on when you cancel within the billing cycle.

Data and Reports:

• Data Policy: This is the important one that you must Inquire about and try asking them how ViewFreeScore handles your data after you have canceled their membership.

• Report Access: In case you still need access to the previous reports, try asking them if they can share the same with you or if you can download it for your future reference.

How Can I Cancel My ViewFreeScore Membership?

Let’s begin with the process to cancel the ViewFreeScore, I hope you are clear with the pointers mentioned above. You will have to call them, and make sure you use the same number to call with which you have registered with their services;

1. Dial the ViewFreeScore Customer Service number (866) 460-2315.
2. After your call is connected you will soon connect to a representative from ViewFreeScore for canceling request submission. 
3. Once you get to speak to a representative, you can then put forward your request to cancel your membership. You might be asked to give the details of your account, information about your membership, and personal details for I.D. verification. 
4. Make sure you ask for the request confirmation receipt, towards the end of the call.
5. Check your registered email and mobile number for any emails or messages, with details regarding your request. 

Also, read How To Cancel Take 5 Car Wash Membership | Step By Step Guide

Is ViewFreeScore Legit?

Yes, as per my research and reports over the web, ViewFreeScore is a legitimate website. TrustedSite regularly monitors such websites to check their security firewalls and if there are any issues like phishing, malware, and online fraud activities. However, until now, no spam has been detected or reported on the ViewFreeScore website.

1. This website holds a completely safe record in Google Safe Browsing.
2. No considerable issues are reported in PhishTank apart from some temporary bugs.
3. ViewFreeScore has a valid SSL certificate, which means the company is legit and safe.
4. The ScamDetector Algorithm gives 85.4/100 scores to the ViewFreeScore website as a Trust Index

ViewFreeScore TrustPilot Reviews

While I have been researching such service providers, I observed that many among them are legit but still many of their existing or previous customers post mixed reviews about their experience and many issues or other concerns. The rating on Trustpilot is 1.7 because of the negative nature of most of the consumer reviews over the web. Go through some I have included below;

• Many customers have reviewed this website as a theft or fraud and the reason for that which I understand is recurring numerous calls and that too from always new IVR numbers. 

• Many customers have said they have been charged on their credit cards for availing no services through ViewFreeScore.

• One customer says that “This company charges you fraudulently in the name of a loan and refuses to refund you back”.

• Another one says “Quite Strange!! Right? Well!! This company is safe to use. So, if you still want to use this website’s services, you can do so and find out whether any fraud happens to you or not.”

Also, read How To Cancel ITVX Subscription | A Complete Guide

Alternatives to ViewFreeScore Membership

While many are irked because of the type of services and looking for a way out, at the same time many are also looking forward to keeping such services but altogether from a different service provider. Read the alternatives mentioned below;

• AnnualCreditReport.com: As per the law, you can get a free credit report from the three major credit bureaus (Equifax, Experian, and TransUnion) every year at AnnualCreditReport.com. It’s not only free, it’s also the most secure way to access your official credit report.
  
• Banks and Credit Card Companies: Your bank and credit card provider offer free credit monitoring as a perk to all account holders. Check for this option on your online banking or your credit card statement, try reaching out to customer support to understand and avail.
  

Additional Considerations:

• Free vs Paid Services: While AnnualCreditReport.com along with your bank provides free credit reports, there are still some services with many additional features (like credit score monitoring or alerts) and for that add-ons and an enlarged and detailed report they might charge a fee.
  
• Credit Monitoring: You must understand that the free credit reports generally offer a snapshot of your credit information and that too only at a specific point in time. You shall consider a service that monitors your credit report for any unexpected or crucial changes and instantly alerts you of any suspicious activity.

Also, read How To Cancel Dubai First Credit Card | A Step-by-Step Guide

Conclusion

Money is earned hard and it shall be managed and taken care of with diligence. You must check your monthly statements and monitor the changes, this will give you a constant idea of where your finances are flowing to and what measures you shall consider. Still, if you feel like asking for some third-party support, then you must check their terms and policies and how your data is kept and dealt with.

Frequently Asked Questions

Rajat Gupta

Rajat is a seasoned writer and tech enthusiast with a passion for simplifying technology and empowering readers with practical solutions. With a focus on tech reviews, how-to guides for canceling subscriptions, and troubleshooting error fixes, Rajat brings a wealth of expertise to the digital landscape.