If you are having any problem with your Afterpay card or perhaps have discovered a more ideal card service, then it can be a good and valid reason to cancel your Afterpay account. To give you a brief on Afterpay, it is basically a digital card service that lets customers shop and make payments in four equal installments online and in-store without interest.
But this method may not be suitable for you all the time especially when you have problems when you are paying or would like to experience different features. In order to properly cancel your Afterpay account will prevent any additional unwanted costs or other problems from occurring in the future.
To cancel your Afterpay card, all you require is to deactivate your complete Afterpay account. You can log into your Afterpay account through their official website or on the app. Once you’re logged in, just proceed to the profile tab and select “Close my account.” Processing this step will trigger the deactivation of accounts. Just follow all the instructions to successfully cancel, and make sure to confirm the closure of your account to avoid unexpected charges.
One has to understand clearly how to deal with the cancellation process to make sure all goes well. We will explain all the steps on how one can cancel an Afterpay Card, with different ways and practical tips that will help you and lead you through the process. From logging into your account to closing it, we shall provide you with the information to go through.
In case you need a detailed explanation of how to cancel an Afterpay card, read this article. We’ll give you step-by-step instructions with useful insights into how to effectively close the account so you can approach cancellation confidently.
How To Cancel Afterpay Card?
If you’ve finally decided after analyzing that you no longer want to use your Afterpay card for any reason. It can be because you’ve got better financial services or you just don’t need it anymore, then the cancelation process might be slightly different. Unlike ordinary cards, you are not able to just go about the business of canceling your Afterpay card straight because the process involves deactivating the entire Afterpay account. This article gives you a step-by-step guide that you need with specific steps to help you make any process trouble-free.
- If you want to cancel with Afterpay, you will have to first visit the Afterpay online site or mobile application. Open an internet browser and visit www.afterpay.com or download the Afterpay app on your smartphone. Use either the App Store or Google Play to install it. Ensure that your network is stable so as not to experience the cut-out problem or make mistakes midway.
- With the Afterpay platform already accessed, the user is required to log in by entering their email and password. Just in case you’ve forgotten your password, click on the “Forgot Password” link to recover your account, follow the instructions sent to your email account, and set up a password. Logging in is significant here since an account holder can then access the account settings that allow the holder to cancel the Afterpay card.
- Once you have logged in, click on the profile tab and this will take you to your personal information and account settings. Typically, the profile tab is located in the dropdown of the top-level menu. A mobile device may display a settings icon. Take a moment to see what is available within this tab.
- Now scroll down to the Profile tab and look where it says “Close my account.” then, select the option to close the account. You should probably then ask it to confirm your action. Just make sure you continue following the instructions on the screen, as this step is very important in canceling an Afterpay account and card.
- After selecting “Close my account,” you can go through any other following steps. You must always confirm that you indeed want to close your account and all amounts owed are fully paid off. Afterpay will probably ask why you’re canceling.
- Â When you’re done, you’ll receive a confirmation message saying “Your account and card have been successfully canceled.” It is very important to keep this message in your records as proof of cancellation.
- Canceling your Afterpay card is not done in just a few clicks or touches. You have to close your complete Afterpay account. All that might sound like a pretty big job, but let’s make it easy with a step-by-step guide on how things are working. Make sure you have a strong network connection and are logged in with your credentials such as your username and password for the account whose services you want canceled.Â
- All your sale balances should read zero because Afterpay will charge you from the last used one to close the account. Everything is in order now, so you are assured of the closing of the Afterpay account and that the card gets canceled as well.
Also, read How To Cancel EveryPlate Subscription?
How To Cancel Afterpay Card Via Customer Service?
It is one of the phenomenal ways to cancel your Afterpay Card Via calling one of its representatives and canceling the card over the phone. You can do this in the following way:
- First of all, you can call 1 800 431 8752 to cancel the Afterpay Card customer support team. You need to keep all your credit card details and personal information on hand to help route the representative to your account and expedite the process clearly and thoroughly.
- When you get in contact with one of the customer care representatives, let them know that you would like to cancel your Afterpay Card.Â
- Mention all the reasons for cancellation. Provide them with any information they may request from you, be it your card number, full name, or contact information. This is quite vital for verifying your identity and making sure that they cancel the right account.Â
- After you request the cancellation, you can ask the representative to email you upon completion of the cancellation process. This confirmation reassures you that your Afterpay Card has been canceled and provides you with a record of the transaction for reference.Â
By following these steps, you can easily cancel your Afterpay Card Via Customer Service by calling them without any hassle or problem.
Advantages
- This process will clearly state your issues and get confirmation from the customer care representative immediately.Â
- You can actually rectify your queries that you may have during the process of cancellation.
- Customer care teams are capable of giving personalized help which might explain the fees, refunds, or other alternative options.Â
- You will be sure that it is canceled immediately and you can relax.
- If you think that it’s more convenient to chat with someone over a call rather than go through the websites and email, then calling might seem easier and more comfortable for you.Â
Disadvantages
- You may have to hold through for a really long period of time before you get through to the agent, and it becomes very frustrating and time-consuming.
- Phone support is generally available for certain hours. Therefore, this may be a bit of a hassle in case one wishes to cancel outside these hours.
- There may always be scope for miscommunication or misunderstanding while taking over the phone that may delay the process.
- Unlike email or online cancellations, the phone cancellation method doesn’t give one a written record, which may be a problem in case there are some disputes or issues later.Â
- Customer service representatives may trouble you to continue with the service or have alternative plans, and that could just make it a little more complicated if you are determined to cancel.
Also, read How To Cancel Sam’s Club Membership? 3 Effective Ways
Final Words
That’s all about canceling your Afterpay card. We trust our guide made everything much easier to go through and way less of a problem. Canceling a card can often seem to be such a daunting task, but with the steps clearly pointed out, it kind of becomes manageable. Be it settling your account balance or the procedure to get your account deactivated knowing the nitty-gritty details saves you from many unnecessary complications.
In case this guide helped you easily cancel your Afterpay card, we are glad to have been of assistance. Keep in mind that canceling a card is a serious financial decision, and it is always good to consider all aspects before taking action. It might be either moving on to a better card service or simply not needing the Afterpay Card anymore; being informed about the process may make all the difference.
If at some other time, you want to cancel another card service, please do not hesitate to contact Afterpay. They’ll help you cancel any card with our full support and advice skillfully. From knowing the terms and conditions to stitching up all loose ends in advance of cancellation, they make these processes as easy for you as possible.
Frequently Asked Questions
Is There a Fee for Cancelling an Afterpay Subscription?
Yes, there is a $9.99 cancelation fee when your Afterpay Plus subscription is canceled. No such fee will be incurred if you’re still within the first 14 days of having signed up for this particular service.
Will Cancelling an Afterpay Card Impact Your Credit Score?
No, canceling your Afterpay card will not hurt your credit score. Since Afterpay does not perform credit checks or report your payments to credit bureaus, at any time you may wish to stop the service, you will know that doing so won’t hurt your credit score.
Does it cost anything to cancel an Afterpay card?
No fee will be charged upon cancellation of your Afterpay card if there is no outstanding balance on your account.
Rajat is a seasoned writer and tech enthusiast with a passion for simplifying technology and empowering readers with practical solutions. With a focus on tech reviews, how-to guides for canceling subscriptions, and troubleshooting error fixes, Rajat brings a wealth of expertise to the digital landscape.