How to Apply for OCBC Credit Card: 3 Quick Ways!

Applying for an OCBC credit card is a straightforward process with multiple convenient options tailored to your preferences. But, the question remains whether you know the process to apply for OCBC Credit Card. If you don’t know, then this article is meant for you. This article walks you through the ways and methods of applying for the said credit card. 

OCBC offers a variety of credit cards, such as the OCBC 365, FRANK, Titanium Rewards, NXT, and premium VOYAGE, designed to suit different lifestyles and financial needs. These credit cards allow cardholders to make purchases, pay bills, and access credit up to a pre-approved limit, with the option to repay the balance in full or over time. 

How to apply for OCBC Credit Card? Let us dive in to know the different methods of applying for the OCBC Credit Card. 

OCBC Credit Card Fee and Charge

Below is a concise overview of the fees and charges associated with OCBC credit cards: 

Annual Fee 

1. Standard Cards include OCBC 365, FRANK, Titanium Rewards, NXT:

• $54–S$196.20 (inclusive of GST), depending on the card.

2. Premium Cards include OCBC VOYAGE, Premier Visa Infinite:

• S$498–S$3,240 inclusive of GST.
• VOYAGE: S$498 waived with S$80,000 annual spend or Premier Banking membership.

3. Supplementary Card:

• Free for most cards. Supplementary Card includes OCBC 365, FRANK.
• Premium cards may charge S$150–S$1,620 for supplementary cards.

Interest Rate

• Standard Rate: 27.78% per annum on outstanding balances.
• If Minimum Payment Missed: 30.78% per annum. This is retroactively applied to all transactions.
• Cash Advance: 28.92% per annum, calculated daily from the withdrawal date.
• Minimum Monthly Payment: 3% of outstanding balance or S$50, whichever is higher.

Also, read How to Get CIMB Credit Card Membership

How to Apply for OCBC Credit Card?

There are multiple ways to apply for an OCBC Credit Card. You can opt for the method easy and convenient for you. Here is how to apply for OCBC Credit Card by following the methods given below: 

How to Apply for OCBC Credit Card Online Via the Website?

Follow the steps below to apply OCBC Credit Card online via the OCBC Website: 

1. Visit the OCBC website.

2. Navigate to the credit cards section.

3. Select your preferred credit card.

4. Click “Apply” and choose the MyInfo option.

5. Log in to the “MyInfo Portal” using SingPass to authorize data sharing.

6. Review pre-filled details. 

7. Submit the application. If approved instantly, receive a digital card via SMS or email for immediate use. 

How to Apply for OCBC Credit Card Via the Mobile Banking App?

Follow the steps given below to apply for OCBC Credit Card via the Mobile Banking App: 

1. Download or log in to the OCBC Digital app. The app is available on iOS/Android.

2. Tap the “Menu Bar.”

3. Choose “Credit Card” and select your preferred card.

4. Fill in “Personal and Contact Details.” 

5. Enter the name for the card and “Submit” the application.

6. If approved, receive a digital card via SMS or email for immediate use.

How to Apply for OCBC Credit Card In-Person?

Visiting an OCBC branch is suitable for those preferring face-to-face assistance or needing clarification on card options. 

1. Locate an OCBC branch via the OCBC website.

2. Bring required documents such as NRIC, passport, payslip, employment pass, etc.

3. Consult a bank officer to choose a suitable card.

4. Complete the application form provided by the officer.

5. Submit documents and await approval. 

Also, read How to Apply for Amex Credit Card

Wrapping Up

So it has come to the fore that applying for an OCBC credit card is a flexible and accessible process, designed to suit diverse needs and preferences. This article explains the different methods and the steps involved in applying the said card. You can go through the article to get an answer to your question about how to apply for OCBC credit card. Keep visiting our website for more content like this. 

Frequently Asked Questions